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Full vs Partial Portfolio Buyouts: Which Is Better?

Written by Jimi Romanus | Jul 29, 2025 5:39:53 PM

You don’t have to sell everything. At CardChamp, many partners choose to sell just part of their portfolio. Here’s how to decide which option fits your strategy.

 

Full Buyout Pros

  • Immediate capital
  • Exit the industry entirely
  • No ongoing merchant responsibility

 

Full Buyout Cons

  • No future upside
  • Potential tax impact

 

Partial Buyout Pros

  • Get liquidity while staying in the business
  • Maintain long-term income from retained merchants
  • Useful for de-risking or diversifying your income

 

Partial Buyout Cons

  • More complex valuation
  • Potential merchant servicing split

 

Conclusion

We support both full and partial buyouts. Let’s talk about your goals and customize a deal that works. Start the conversation here.