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What to Expect When Selling Your ISO or Agent Portfolio

Written by Jimi Romanus | Jul 28, 2025 2:11:11 PM

Selling your merchant services portfolio can be a smooth and profitable experience — if you understand the process. Here’s what to expect at each step of the journey.

 

1. Confidential Discovery Call

Discuss your goals, processor type, monthly residuals, and timing. No commitments. NDAs available on request.

2. Residual Statement Review

We’ll request 3–6 months of statements to evaluate revenue consistency and attrition.

3. Valuation & Offer

Based on key metrics, you’ll receive a formal offer. This usually happens within 3–5 business days.

4. Legal Review & Agreement

If accepted, we send a buyout agreement. CardChamp covers legal costs.

5. Closing & Transition

Once signed, we wire funds and begin transitioning merchant servicing (if applicable). You’ll receive a clean exit — or stay involved if desired.

Conclusion

CardChamp’s portfolio acquisition process is transparent, fast, and fair. Ready to talk? Contact us now.